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Help Us Help Others

Home
Published Books
- Navigating the Credit Maze
- The Art of Winning Listings
Search For Homes
Phx Metro Home Values
Just For Agents
- Learn How To Market Yourself
  - Menu of Services
Buyers
Refinance
Check Schools
- National Center for Education
Credit
- What's The Wait
- Navigating the Credit Maze
Meet Karen
Meet Tina
Educational Guides (Tools)
Online Reviews
Contact
Home Loan Programs
Karen's Blog
Apply Now
Help Us Help Others

Karen's Learning Blog

Discover Information About the Real Estate and Lending Industry!

first-time homebuyer phoenix, should i wait to buy a home, Arizona homebuying advice, homeownership counts, Buyer Ready Service

Is the Housing Market Heading for Another Crash? What Today’s Mortgage Debt Really Means

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Home Loans by Karen Jones

Jun 3, 2026 7:00:00 PM

Is the Housing Market Heading for Another Crash? What Today’s Mortgage Debt Really Means If you’ve s...

#homeloansbykarenjones, first-time homebuyer phoenix, homeownership counts, Buyer Ready Service

Structure Creates Confidence in an Uncertain Market- Maricopa County

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Home Loans by Karen Jones

Apr 24, 2026 5:12:17 PM

Market Tip: Structure Creates Confidence in Today’s Maricopa County Housing Market In today’s Marico...

#homeloansbykarenjones, first-time homebuyer phoenix, should i wait to buy a home, whats happening with mortgage rates, waiting for mortgage rates to drop, Arizona homebuying advice, homeownership counts

Waiting for Lower Mortgage Rates Could Cost You More Than You Think

Picture of Home Loans by Karen Jones

Home Loans by Karen Jones

Mar 17, 2026 6:15:00 PM

One of the most common questions I hear from homebuyers across Arizona is:

"We are committed to educating and assisting qualified borrowers as they pursue their homeownership goals."

Hear From Past Clients

Customer Testimonials

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Contact Karen

Karen Jones, a Licensed Mortgage Loan Officer (NMLS 307015), located in Phoenix, Arizona has been serving families with their home lending needs for over 40 years. As a Certified Mortgage Advisor, Karen is dedicated in ensuring that her clients are well educated and prepared for their new home loan decision. Karen Jones complies with all regulations and rules of all government agencies and regulators including the Real Estate Settlement and Procedures Act. The services provided by Karen Jones are not a condition, nor do they create any obligation for any form of remuneration for any real estate settlement service related to any referral. The opinions expressed here are the opinions of the author and do not reflect the opinions of Altitude Home Loans. Altitude Home Loans NMLS 1955555 AZ BK 1007669 Branch NMLS 2488403

Altitude Home Loans- Karen Jones Transparent

Karen Jones
Senior Certified Mortgage Advisor, RCS-D
NMLS 307015 | AZ Lic 0914383
Office: 602.613.3573
Branch Address:
8388 E Hartford Drive, Suite 111
Scottsdale, AZ 85255
Branch NMLS 2488403

Licenses & Disclosures NMLS Consumer Access Altitude Home Loans. NMLS 1955555. AZ BK 1007669.

Altitude Home Loans is an Equal Housing Lender. Altitude Home Loans is not affiliated with any government agencies. This information is not from HUD or FHA and was not approved by the Department or Government Agency. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice. All products are subject to credit approval. Other restrictions and limitations may apply.

The views expressed are opinions of Karen Jones alone and do not necessarily reflect the views of Altitude Home loans. The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Karen Jones does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Karen Jones will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.