Skip to content
"I recommend Karen and her wonderful team. My brother and sister-in-law referred her. She was informative, helpful, provided guidance and resources every step of the way. I never felt overwhelmed with pressure. She worked with my husband and I on our time-line. Moved forward when we were ready, paused when we paused. Looked for the best loan options that benefited us. Karen cares, loves what she does and it shows."

Angie Ramirez, Homebuyer

Welcome To My Website!

We understand that buying a home is one of life's most significant milestones. Whether you're a first-time buyer or looking to refinance, we're here to guide you through every step of the mortgage process.

With our team of experienced mortgage professionals and personalized approach, we're committed to finding the right loan solution tailored to your unique needs and financial goals. From competitive rates to expert advice, we're dedicated to making your homeownership dreams a reality.

Explore our website to learn more about our services, access helpful resources, and get started on your journey to homeownership today. We're excited to embark on this journey with you!

Certified Mortgage Loan Officer
NMLS 307015




Values of My Team

We're not just a mortgage provider; we're your trusted partner in achieving homeownership dreams. With a focus on education, we empower you with strategic home buying strategies. Our mission goes beyond transactions; it's about building family wealth through real estate. We're committed to guiding you every step of the way, providing care, trust, and unwavering support. Our values of integrity, expertise, and compassion shine through in every interaction, ensuring personalized attention and guidance.

Office Team

With a distinguished career spanning over four decades in the financial industry, Karen Jones is a seasoned expert dedicated to helping families achieve homeownership and build long-term wealth. Karen's journey began at Bank of America, where she earned numerous awards, including the prestigious "Award of Excellence," for her outstanding service. As a Certified Mortgage Advisor, Karen possesses extensive knowledge of various mortgage options including Down Payment Assistance Programs, enabling her to guide families through the complexities of the home buying process with ease.

Karen strongly believes in the profound impact of homeownership on families' overall well-being and prosperity. She recognizes that owning a home is more than just a financial investment—it embodies the quintessential American dream of stability, security, and belonging. By owning their own home, families have the opportunity to create a nurturing environment where they can raise their children, welcome beloved pets, and become integral members of their community. Homeownership not only provides a valuable asset that appreciates over time but also instills a sense of pride and accomplishment in homeowners, empowering them to establish roots and build a brighter future for generations to come.

Beyond her expertise in mortgages, Karen is deeply passionate about coaching real estate professionals and founded Strategy4SuccessNow, a platform dedicated to empowering real estate professionals with personalized guidance and unwavering commitment. Through her work, Karen aims to help families achieve their homeownership goals while laying the foundation for long-term financial success and prosperity.

  • First Time Homebuyer

    Are you a first-time homebuyer ready to embark on the journey of homeownership? Let's make your dream a reality together. Beyond just finding a place to call your own, homeownership is a pathway to building wealth and securing your financial future. Take the first step towards owning your own home today and start building your future wealth.

  • Move Up Buyer

    Are you feeling the need for more space as your family grows? Let's turn your aspirations for a larger, more accommodating home into reality together. Alongside helping you find the perfect property, we'll employ strategic homebuying tactics to ensure you get the most value for your investment and potentially improve your overall cash flow. Take the leap today and let's embark on your journey to finding your ideal home!

  • Downsizing?

    Considering downsizing? Let's find your perfect smaller home together. If you're over 62, discover how downsizing could potentially eliminate house payments while retaining some home profits in your bank account. With my expertise and support, let's make your transition to a simpler, more fulfilling lifestyle both seamless and rewarding.

  • Strategic Cash Out Refinance

    Ready to leverage the equity in your home? With our cash-out refinance program, you can use the funds for home improvements or consolidate debt to improve cash flow. Our strategic cash-out program not only provides immediate financial relief but also saves you thousands with tailored repayment strategies, ensuring long-term financial success.

  • Rate/Term Refinancing

    Looking to lower your monthly payments and pay off your home sooner? Our rate-term refinance option can help you reduce interest rates and save on your monthly housing costs. Learn about our strategic repayment strategies designed to help you pay off your home faster while achieving long-term financial goals.