--- title: Meet Tina description: This page introduces the Tina Abhar, mortgage loan officer and she speaks fluent Farsi and English. --- [Skip to content](https://homeloansbykarenjones.com/meet-tina-abhar#main-content) - [Home](https://homeloansbykarenjones.com) - [Home Search](https://nest.me/?affiliate=karen.jones1) - Just for Agents - [Grow Your Business](https://strategy4successnow.com/) - [Menu of Services](https://karen-strategy4successnow.square.site/) - [Video Marketing](https://strategy4successnow.com/video-marketing) - [Website Services](https://strategy4successnow.com/websites) - Buyers - [Buyer Ready Program](https://homeloansbykarenjones.com/buyer-ready) - [1st-Time Homebuyers](https://homeloansbykarenjones.com/first-time-homebuyer) - [How Much Home Can You Buy?](https://myhome.freddiemac.com/resources/calculators/how-much-can-you-afford) - [Rent vs. Own](https://myhome.freddiemac.com/resources/calculators/rent-vs-buy) - [Home Values- Phoenix Metro](https://cromfordreport.com/rankings.html) - Refinances - [The Refinance Secret Strategy](https://homeloansbykarenjones.com/the-refinance) - [Equity Credit Line Coming Due?](https://homeloansbykarenjones.com/equity-loc-coming-due) - Check Out Schools - [Public School Search](https://nces.ed.gov/ccd/schoolsearch/) - Credit - [What's The Wait](https://homeloansbykarenjones.com/whats-the-wait) - Meet Karen - - Tools to Help! - [Pre-Payment Calculator](https://www.calculator.net/mortgage-payoff-calculator.html) - [Moving Checklist](https://homeloansbykarenjones.com/moving-checklist) - [Home Inspections](https://homeloansbykarenjones.com/home-inspections) - [Real Estate Glossary](https://homeloansbykarenjones.com/glossary) - Divorce Real Estate - [Get Educated on Divorce & Real Estate](https://homeloansbykarenjones.com/divorce-real-estate) - Reviews - [Zillow Reviews](https://www.zillow.com/lender-profile/homeloansbykarenjones/) - [Reach 150 Reviews](https://reach150.com/altitude-home-loans/review/61033/karen-jones;jsessionid=2A9BD53057C8E37B1D6A829D4802158F) - [Driggs Title Verified Reviews](https://rightdata.driggstitle.com/prv/agent_review.show_all_agent_reviews?cont_p=401442) - [Raving Fan Videos](https://www.youtube.com/watch?v=-Bxw_sTD5ik&list=PLtmyuoUglgPdczNFLewCNx8bLAIMqxcLU) - [Contact Karen](https://homeloansbykarenjones.com/contact-karen-jones) - [Apply Now](https://launch.altitudehomeloans.com/home/karen-jones) [![Website Banner-1](https://homeloansbykarenjones.com/hubfs/Website%20Banner-1.png "Website Banner-1")](https://www.homeloansbykarenjones.com) ![AZ-daily-star-awards-2023-Banner- Blue-1](https://homeloansbykarenjones.com/hs-fs/hubfs/AZ-daily-star-awards-2023-Banner-%20%20Blue-1.png?width=1200&height=99&name=AZ-daily-star-awards-2023-Banner-%20%20Blue-1.png) - [Home](https://homeloansbykarenjones.com/) - Published Books Show submenu for Published Books - [Navigating the Credit Maze](https://www.amazon.com/dp/B0DG7LYQDP?ref=cm_sw_r_ud_dp_7MR7CPFVR9EA94T1DS1C&ref_=cm_sw_r_ud_dp_7MR7CPFVR9EA94T1DS1C&social_share=cm_sw_r_ud_dp_7MR7CPFVR9EA94T1DS1C&skipTwisterOG=1) - [The Art of Winning Listings](https://www.amazon.com/Art-Winning-Listings-Reverse-Engineered-Strategies-ebook/dp/B0G67KQCF6/ref=sr_1_1?crid=15DAZ4RVHF0GL&dib=eyJ2IjoiMSJ9.CD-paxB_TVF3gZgnFaKP3DmB1o_myOA8XueZmItlMoY.aeq6DPRLo6g43Dl_y7SRH4CuY-llx9SykeVM9w1vmM0&dib_tag=se&keywords=The+Art+of+Winning+Listings+Karen+Jones&qid=1765858467&sprefix=the+art+of+winning+listings+karen+jones%2Caps%2C141&sr=8-1) - [Search For Homes](https://nest.me/?affiliate=karen.jones1) - [Phx Metro Home Values](https://cromfordreport.com/rankings.html) - Just For Agents Show submenu for Just For Agents - [Learn How To Market Yourself](https://strategy4successnow.com/) Show submenu for Learn How To Market Yourself - [Menu of Services](https://karen-strategy4successnow.square.site/) - [Homeownership Matters](https://homeloansbykarenjones.com/how-to-buy-home-arizona) - Buyers Show submenu for Buyers - [Nationwide Home Values](https://usherpa.com/LoanOfficer/MemberContent/20CityHomePrice/2e024eb4-19ce-4360-9ba9-6fd45ccfec57) - [Buyer Ready](https://homeloansbykarenjones.com/buyer-ready) - [Credit & Mortgages](https://homeloansbykarenjones.com/credit-mortgages) - [1st Time Homebuyers](https://homeloansbykarenjones.com/first-time-homebuyer) - [How Much House Can Rent Buy?](https://myhome.freddiemac.com/resources/calculators/how-much-can-you-afford) - [Rent or Buy?](https://myhome.freddiemac.com/resources/calculators/rent-vs-buy) - [Buyer Broker Fee](https://homeloansbykarenjones.com/buyer-broker-fee) - Refinance Show submenu for Refinance - [Strike Rate](https://homeloansbykarenjones.com/strike-rate-refinance) - [The Secret Strategy](https://homeloansbykarenjones.com/the-refinance) - [Equity Line of Credit](https://homeloansbykarenjones.com/equity-loc-coming-due) - [Check Schools](https://www.greatschools.org/) Show submenu for Check Schools - [National Center for Education](https://nces.ed.gov/ccd/schoolsearch/) - Credit Show submenu for Credit - [What's The Wait](https://homeloansbykarenjones.com/whats-the-wait) - [Navigating the Credit Maze](https://www.amazon.com/dp/B0DG7LYQDP?ref=cm_sw_r_ud_dp_7MR7CPFVR9EA94T1DS1C&ref_=cm_sw_r_ud_dp_7MR7CPFVR9EA94T1DS1C&social_share=cm_sw_r_ud_dp_7MR7CPFVR9EA94T1DS1C&skipTwisterOG=1) - [Meet Karen](https://homeloansbykarenjones.com/meet-karen) - [Meet Tina](https://homeloansbykarenjones.com/meet-tina-abhar) - Educational Guides (Tools) Show submenu for Educational Guides (Tools) - [Mortgage Calculator](https://www.bankrate.com/mortgages/mortgage-calculator/) - [Buy Now vs Wait Calculator](https://www.readynest.com/homebuyer-resources/buy-now-vs-wait-calculator) - [Readiness Quiz](https://www.readynest.com/homebuyer-resources/homebuyer-readiness-quiz) - [Disciplined Pre-Payment Plan](https://www.calculator.net/mortgage-payoff-calculator.html) - [Loan Savings Calculator](https://www.myfico.com/credit-education/calculators/loan-savings-calculator/) - [Historical & Interactive Interest Rates](https://usherpa.com/LoanOfficer/MemberContent/30YrFixedRateHistory/2e024eb4-19ce-4360-9ba9-6fd45ccfec57) - [Moving Checklist](https://homeloansbykarenjones.com/moving-checklist) - [Home Inspections](https://homeloansbykarenjones.com/home-inspections) - [Glossary](https://homeloansbykarenjones.com/glossary) - Online Reviews Show submenu for Online Reviews - [Zillow Reviews](https://www.zillow.com/lender-profile/homeloansbykarenjones/) - [Reach 150 Reviews](https://reach150.com/altitude-home-loans/review/61033/karen-jones;jsessionid=2A9BD53057C8E37B1D6A829D4802158F) - [Drigg Title Verified Reviews](https://rightdata.driggstitle.com/prv/agent_review.show_all_agent_reviews?cont_p=401442) - [Raving Fan Videos](https://www.youtube.com/watch?v=-Bxw_sTD5ik&list=PLtmyuoUglgPdczNFLewCNx8bLAIMqxcLU) - [Contact](https://homeloansbykarenjones.com/contact-karen-jones) - [Home Loan Programs](https://homeloansbykarenjones.com/home-loan-programs) - [Karen's Blog](https://homeloansbykarenjones.com/blog) - [Apply Now](https://launch.altitudehomeloans.com/home/karen-jones) Open main navigation Close main navigation - [Home](https://homeloansbykarenjones.com/) - Published Books Show submenu for Published Books - [Navigating the Credit Maze](https://www.amazon.com/dp/B0DG7LYQDP?ref=cm_sw_r_ud_dp_7MR7CPFVR9EA94T1DS1C&ref_=cm_sw_r_ud_dp_7MR7CPFVR9EA94T1DS1C&social_share=cm_sw_r_ud_dp_7MR7CPFVR9EA94T1DS1C&skipTwisterOG=1) - [The Art of Winning Listings](https://www.amazon.com/Art-Winning-Listings-Reverse-Engineered-Strategies-ebook/dp/B0G67KQCF6/ref=sr_1_1?crid=15DAZ4RVHF0GL&dib=eyJ2IjoiMSJ9.CD-paxB_TVF3gZgnFaKP3DmB1o_myOA8XueZmItlMoY.aeq6DPRLo6g43Dl_y7SRH4CuY-llx9SykeVM9w1vmM0&dib_tag=se&keywords=The+Art+of+Winning+Listings+Karen+Jones&qid=1765858467&sprefix=the+art+of+winning+listings+karen+jones%2Caps%2C141&sr=8-1) - [Search For Homes](https://nest.me/?affiliate=karen.jones1) - [Phx Metro Home Values](https://cromfordreport.com/rankings.html) - Just For Agents Show submenu for Just For Agents - [Learn How To Market Yourself](https://strategy4successnow.com/) Show submenu for Learn How To Market Yourself - [Menu of Services](https://karen-strategy4successnow.square.site/) - [Homeownership Matters](https://homeloansbykarenjones.com/how-to-buy-home-arizona) - Buyers Show submenu for Buyers - [Nationwide Home Values](https://usherpa.com/LoanOfficer/MemberContent/20CityHomePrice/2e024eb4-19ce-4360-9ba9-6fd45ccfec57) - [Buyer Ready](https://homeloansbykarenjones.com/buyer-ready) - [Credit & Mortgages](https://homeloansbykarenjones.com/credit-mortgages) - [1st Time Homebuyers](https://homeloansbykarenjones.com/first-time-homebuyer) - [How Much House Can Rent Buy?](https://myhome.freddiemac.com/resources/calculators/how-much-can-you-afford) - [Rent or Buy?](https://myhome.freddiemac.com/resources/calculators/rent-vs-buy) - [Buyer Broker Fee](https://homeloansbykarenjones.com/buyer-broker-fee) - Refinance Show submenu for Refinance - [Strike Rate](https://homeloansbykarenjones.com/strike-rate-refinance) - [The Secret Strategy](https://homeloansbykarenjones.com/the-refinance) - [Equity Line of Credit](https://homeloansbykarenjones.com/equity-loc-coming-due) - [Check Schools](https://www.greatschools.org/) Show submenu for Check Schools - [National Center for Education](https://nces.ed.gov/ccd/schoolsearch/) - Credit Show submenu for Credit - [What's The Wait](https://homeloansbykarenjones.com/whats-the-wait) - [Navigating the Credit Maze](https://www.amazon.com/dp/B0DG7LYQDP?ref=cm_sw_r_ud_dp_7MR7CPFVR9EA94T1DS1C&ref_=cm_sw_r_ud_dp_7MR7CPFVR9EA94T1DS1C&social_share=cm_sw_r_ud_dp_7MR7CPFVR9EA94T1DS1C&skipTwisterOG=1) - [Meet Karen](https://homeloansbykarenjones.com/meet-karen) - [Meet Tina](https://homeloansbykarenjones.com/meet-tina-abhar) - Educational Guides (Tools) Show submenu for Educational Guides (Tools) - [Mortgage Calculator](https://www.bankrate.com/mortgages/mortgage-calculator/) - [Buy Now vs Wait Calculator](https://www.readynest.com/homebuyer-resources/buy-now-vs-wait-calculator) - [Readiness Quiz](https://www.readynest.com/homebuyer-resources/homebuyer-readiness-quiz) - [Disciplined Pre-Payment Plan](https://www.calculator.net/mortgage-payoff-calculator.html) - [Loan Savings Calculator](https://www.myfico.com/credit-education/calculators/loan-savings-calculator/) - [Historical & Interactive Interest Rates](https://usherpa.com/LoanOfficer/MemberContent/30YrFixedRateHistory/2e024eb4-19ce-4360-9ba9-6fd45ccfec57) - [Moving Checklist](https://homeloansbykarenjones.com/moving-checklist) - [Home Inspections](https://homeloansbykarenjones.com/home-inspections) - [Glossary](https://homeloansbykarenjones.com/glossary) - Online Reviews Show submenu for Online Reviews - [Zillow Reviews](https://www.zillow.com/lender-profile/homeloansbykarenjones/) - [Reach 150 Reviews](https://reach150.com/altitude-home-loans/review/61033/karen-jones;jsessionid=2A9BD53057C8E37B1D6A829D4802158F) - [Drigg Title Verified Reviews](https://rightdata.driggstitle.com/prv/agent_review.show_all_agent_reviews?cont_p=401442) - [Raving Fan Videos](https://www.youtube.com/watch?v=-Bxw_sTD5ik&list=PLtmyuoUglgPdczNFLewCNx8bLAIMqxcLU) - [Contact](https://homeloansbykarenjones.com/contact-karen-jones) - [Home Loan Programs](https://homeloansbykarenjones.com/home-loan-programs) - [Karen's Blog](https://homeloansbykarenjones.com/blog) - [Apply Now](https://launch.altitudehomeloans.com/home/karen-jones) ## Meet the Home Loans by Karen Jones Team **Tina Abhar![Tina abhar (1)](https://homeloansbykarenjones.com/hs-fs/hubfs/Tina%20abhar%20(1).png?width=424&height=478&name=Tina%20abhar%20(1).png)** Member of the Home Loans by Karen Jones Dream Team Licensed Mortgage Loan Originator AZ NMLS 2697180 Tina Abhar is a valued member of the Home Loans by Karen Jones team and is dedicated to helping individuals and families navigate the homebuying and financing process with clarity, care, and professionalism. She is focused on ensuring that each client’s needs are met through thoughtful communication, education, and mortgage solutions tailored to their goals. Fluent in Farsi, Tina is able to serve a broader community and provide a comfortable, clear lending experience for clients who prefer to communicate in their native language. Her ability to connect personally with clients helps build trust and confidence throughout the loan process. Tina works under the professional mentorship of Karen Jones, Senior Certified Mortgage Advisor, as part of the Home Loans by Karen Jones Dream Team. Through this mentorship, Tina is trained using established systems, best practices, and a client-first approach that emphasizes education, transparency, and long-term financial success. This structure allows Tina’s clients to benefit from both her personal dedication and the guidance of a seasoned mortgage professional. Tina is excited to help families learn about the homebuying process, understand their financing options, and feel confident in their decisions. She believes a well-informed borrower is an empowered borrower and is committed to providing a supportive and respectful lending experience. If you are considering purchasing a home, refinancing, or would like to better understand your mortgage options, Tina Abhar is available to answer your questions and guide you through the process. **Reach out today to start the conversation and learn how the Home Loans by Karen Jones team can support your home financing goals.** [**Contact Tina Abhar**](mailto:tabhar@altitudehomeloans.com) Licensed Mortgage Loan Originator 415-686-6504 AZ NMLS 2697180     ینا آبهار مشاور وام مسکن دارای مجوز NMLS 2697180 عضو تیم تخصصی Home Loans by Karen Jones تینا آبهار یکی از اعضای مورد اعتماد تیم Home Loans by Karen Jones است و با رویکردی متعهدانه، به افراد و خانواده‌ها کمک می‌کند تا مسیر خرید خانه و تأمین مالی مسکن را با آگاهی، آرامش و اطمینان طی کنند. تمرکز اصلی او بر شناخت دقیق شرایط هر متقاضی و ارائه راهکارهای مناسب و شفاف وام مسکن، متناسب با اهداف کوتاه‌مدت و بلندمدت مالی آنان است. تینا به زبان فارسی تسلط کامل دارد و این امکان را فراهم می‌کند تا متقاضیان فارسی‌زبان بتوانند با آسودگی خاطر و بدون دغدغه زبانی، سؤالات خود را مطرح کرده و تصمیمات مهم مالی خود را با درک کامل اتخاذ کنند. ارتباط صمیمی، محترمانه و شفاف از اصول اساسی کاری اوست و نقش مهمی در ایجاد اعتماد در طول فرآیند وام ایفا می‌کند. تینا تحت راهنمایی و منتورینگ حرفه‌ای کارن جونز، مشاور ارشد و دارای گواهی تخصصی وام مسکن، و به‌عنوان عضوی از تیم Home Loans by Karen Jones فعالیت می‌کند. این منتورینگ شامل آموزش، انتقال تجربه و استفاده از سیستم‌های حرفه‌ای و استانداردهایی است که طی سال‌ها تجربه در صنعت وام مسکن توسعه یافته‌اند. این ساختار به متقاضیان اطمینان می‌دهد که در کنار تعهد شخصی تینا، از پشتوانه دانش و تجربه یک متخصص باسابقه نیز بهره‌مند هستند. تینا با علاقه و دلسوزی به خانواده‌ها کمک می‌کند تا با فرآیند خرید خانه، گزینه‌های مختلف تأمین مالی و پیامدهای هر تصمیم آشنا شوند. او بر این باور است که آگاهی، پایه یک تصمیم مالی درست است و همواره تلاش می‌کند نقش یک راهنما و همراه قابل اعتماد را برای متقاضیان خود ایفا کند. دعوت به گفتگو اگر در حال بررسی خرید خانه، بازنگری یا انتقال وام مسکن (Refinance)، یا صرفاً به دنبال دریافت اطلاعات و مشاوره شفاف درباره گزینه‌های موجود هستید، تینا آبهار با کمال میل آماده پاسخگویی و راهنمایی شماست. برای آغاز یک گفتگوی آگاهانه و دریافت اطلاعات متناسب با شرایط خود، می‌توانید با تینا تماس بگیرید و از همراهی تیم Home Loans by Karen Jones بهره‌مند شوید. تماس با تینا آبهار مشاور وام مسکن دارای مجوز NMLS 2697180 مجوزها و افشای اطلاعات تینا آبهار مشاور وام مسکن دارای مجوز (NMLS 2697180) با Altitude Home Loans است. کلیه وام‌های مسکنی که توسط تینا آبهار ارائه و ثبت می‌شوند، تحت مجوز مستقل ایشان انجام شده و مطابق با قوانین و مقررات فدرال، ایالتی و نظارتی مربوطه می‌باشند. مسئولیت کامل صدور و مدیریت این وام‌ها بر عهده تینا آبهار است. کارن جونز در قالب تیم Home Loans by Karen Jones صرفاً خدمات آموزشی، منتورینگ و راهنمایی حرفه‌ای ارائه می‌دهد و در فرآیند صدور، پردازش، بررسی اعتباری، تأیید یا مسئولیت وام‌های ارائه‌شده توسط تینا آبهار نقشی ندارد. Altitude Home Loans. NMLS 1955555. AZ BK 1007669. اطلاعات مربوط به مجوز شعبه بنا به درخواست ارائه می‌شود. Altitude Home Loans یک وام‌دهنده با فرصت برابر مسکن (Equal Housing Lender) است و وابسته به هیچ نهاد دولتی نمی‌باشد. این اطلاعات از HUD یا FHA نیست و توسط هیچ سازمان دولتی تأیید نشده است. این محتوا پیشنهاد انعقاد قرارداد محسوب نمی‌شود. کلیه برنامه‌های وام منوط به تأیید اعتبار هستند. نرخ‌ها، شرایط و برنامه‌ها ممکن است بدون اطلاع قبلی تغییر کنند. محدودیت‌ها و شرایط دیگری نیز ممکن است اعمال شود. مطالب ارائه‌شده صرفاً جنبه اطلاع‌رسانی دارند و به‌عنوان مشاوره حقوقی، مالی یا سرمایه‌گذاری تلقی نمی‌شوند. توصیه می‌شود پیش از اتخاذ هر تصمیم مالی، بررسی مستقل انجام داده و از مشاوران حرفه‌ای استفاده شود. ### Buyer Ready Service Buyer Ready Service provides personalized guidance to help you prepare for homeownership, including reviewing your financial picture, explaining loan options, and outlining next steps. We work with you one-on-one to ensure you feel supported, informed, and ready to move forward with confidence when the time is right. ### 1st Time Homebuyer Buying your first home is an exciting milestone, and having the right guidance and education can make the process feel clear and manageable. Our complimentary eBook is designed to help you understand your responsibilities, what to expect from your lending and real estate team, and how to confidently prepare for a successful homebuying experience.   ### Committed Service Our team is committed to providing personalized, attentive service at every stage of the homebuying process. With five-star reviews across Zillow, Google, and Yelp, clients consistently recognize our dedication to clear communication, education, and exceptional care. [Get Started Today.](mailto:tabhar@altitudehomeloans.com) # Contact Tina Abhar تماس با تینا آبهار Tina is ready to serve and help with your financing goals.   [Contact Tina Abhar](mailto:tabhar@altitudehomeloans.com) Licenses & Disclosures Altitude Home Loans Tina Abhar Mortgage Loan Originator NMLS 2697180- Licensed in Arizona Direct/Cell: 415-686-6504 Email:  [tabhar@altitudenhomeloans.com](mailto:tabhar@altitudenhomeloans.com) Branch Address:  8388 E Hartford Dr.  Suite 111 |  Scottsdale,  AZ  85255 Branch NMLS:  2488403 [Licenses & Disclosures](https://altitudehomeloans.com/licenses-and-disclosures/) [NMLS Consumer Access](https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1955555) Altitude Home Loans. NMLS 1955555. AZ BK 1007669. Altitude Home Loans is an Equal Housing Lender. Altitude Home Loans is not affiliated with any government agencies. This information is not from HUD or FHA and was not approved by the Department or Government Agency. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice. All products are subject to credit approval. Other restrictions and limitations may apply. Tina Abhar is a Licensed Mortgage Loan Originator (NMLS 2697180) with Altitude Home Loans. All mortgage loans originated by Tina Abhar are conducted under her individual license and in compliance with all applicable federal, state, and regulatory requirements. Tina Abhar is solely responsible for the origination and management of the loans she originates. Karen Jones provides mentorship, education, and professional guidance to Tina Abhar as part of the Home Loans by Karen Jones team. Karen Jones does not originate, process, underwrite, approve, or assume responsibility for any mortgage loans originated by Tina Abhar.   --- Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://homeloansbykarenjones.com/meet-tina-abhar) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://homeloansbykarenjones.com/meet-tina-abhar) [Twitter icon](https://twitter.com/intent/tweet?url=https://homeloansbykarenjones.com/meet-tina-abhar) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://homeloansbykarenjones.com/meet-tina-abhar) [envelope icon](mailto:?body=https://homeloansbykarenjones.com/meet-tina-abhar) "We are committed to educating and assisting qualified borrowers as they pursue their homeownership goals." ## **Hear From Past Clients** Customer Testimonials [![Powered by Reach150](https://reach150.com/img/common/powered-by-16.png)](https://reach150.com/altitude-home-loans/review/61033/karen-jones)   [Contact Karen](mailto:kjones@altitudehomeloans.com) --- Karen Jones, a Licensed Mortgage Loan Officer (NMLS 307015), located in Phoenix, Arizona has been serving families with their home lending needs for over 40 years.  As a Certified Mortgage Advisor, Karen is dedicated in ensuring that her clients are well educated and prepared for their new home loan decision.  Karen Jones complies with all regulations and rules of all government agencies and regulators including the Real Estate Settlement and Procedures Act. The services provided by Karen Jones are not a condition, nor do they create any obligation for any form of remuneration for any real estate settlement service related to any referral. The opinions expressed here are the opinions of the author and do not reflect the opinions of Altitude Home Loans.  Altitude Home Loans NMLS 1955555  AZ BK 1007669  Branch NMLS 2488403   ![Altitude Home Loans- Karen Jones Transparent](https://homeloansbykarenjones.com/hs-fs/hubfs/Altitude%20Home%20Loans-%20Karen%20Jones%20%20Transparent.png?width=986&height=204&name=Altitude%20Home%20Loans-%20Karen%20Jones%20%20Transparent.png) **                                                 Karen Jones**                                               Senior Certified Mortgage Advisor, RCS-D                                               NMLS 307015 | AZ Lic 0914383                                               Office:  602.613.3573                                               Branch Address:                                               8388 E Hartford Drive, Suite 111                                               Scottsdale, AZ  85255                                               Branch NMLS 2488403   [ Licenses & Disclosures](https://altitudehomeloans.com/licenses-and-disclosures/)    [NMLS Consumer Access](https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1955555)   Altitude Home Loans. NMLS 1955555. AZ BK 1007669. Altitude Home Loans is an Equal Housing Lender. Altitude Home Loans is not affiliated with any government agencies. This information is not from HUD or FHA and was not approved by the Department or Government Agency. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice. All products are subject to credit approval. Other restrictions and limitations may apply.  The views expressed are opinions of Karen Jones alone and do not necessarily reflect the views of Altitude Home loans.  The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Karen Jones does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision.  Karen Jones will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.   ![Equal Housing Logo- HD](https://homeloansbykarenjones.com/hs-fs/hubfs/Equal%20Housing%20Logo-%20HD.jpg?width=53&height=54&name=Equal%20Housing%20Logo-%20HD.jpg)