Karen Jones

Senior Mortgage Loan Officer

480-339-1577  kjones@amerifirst.us

NMLS 307015  |  AZ Lic 0914383

Once you've been given an estimate of market value, you can get a rough idea of how much cash you might walk away with when the sale is completed. This can be particularly useful as you start looking for another home to buy. From the estimated sales price, subtract:

  • Payoff figure on your present loan(s)
  • Broker's commission
  • Any prepayment penalty on your mortgage
  • Attorney's fees, if any
  • Unpaid property taxes

In addition, I can tell you whether local customs or rules expects the buyer or seller to pay for the following items:

  • Title insurance premium
  • Transfer taxes
  • Survey fees
  • Inspections and repairs for termites and the like
  • Recording fees
  • Homeowner Association transfer fees and document preparation
  • Home protection plan
  • Natural hazard disclosure report

As far as closing costs are concerned, you and your eventual buyer may agree on any arrangement that suits you, no matter what local practice dictates. Your REALTOR® will assist you in estimating what your final closing costs will be. It is difficult to predict what the exact closing costs will be when you negotiate with a particular buyer.

 

 

Karen Jones, a Licensed Mortgage Loan Officer (NMLS 307015), is located in Scottsdale and has been serving Arizona with their home lending needs for over 40 years.  As a Certified Mortgage Advisor, Karen is dedicated in ensuring that her clients are well educated and prepared for their new home loan decision.  AmeriFirst Mortgage, is a Division of American Pacific Mortgage and Karen Jones can be found at the Grayhawk Branch which is located in Scottsdale, Arizona. 

 

 

The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Karen Jones does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision.  Karen Jones will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.

The views, articles, postings and other information listed on this website are personal and do not necessarily represent the opinion or the position of American Pacific Mortgage Corporation. AmeriFirst Mortgage, a Division of American Pacific Mortgage Corporation- NMLS 1850.

 Karen Jones is a licensed loan originator at AmeriFirst Mortgage, a division of American Pacific Mortgage Corporation. Karen Jones complies with all regulations and rules of all government agencies and regulators including the Real Estate Settlement and Procedures Act. The services provided by Karen Jones are not a condition, nor do they create any obligation for any form of remuneration for any real estate settlement service related to any referral.

Karen Jones 
Certified Mortgage Advisor
NMLS 307015 |    AZ Lic #0914383

 

 

 

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